Your Offshore Teacher Retirement Plan

Offshore savings plans offer a flexible way for expatriates to save for their retirement using an effective teacher retirement plan because of the following features:

Your Teacher Retirement Plan moves with you

Offshore savings plans go with you wherever you choose to live and work and allow you to continue to contribute to your teacher retirement plan so your pension planning doesn’t need to be put on hold.

Multi purpose

You can use offshore savings plans to save for more than one reason for example you could combine your pension and children’s education savings.

Contribution flexibility

Offshore savings plans provide the flexibility to take contribution holidays or reduce premiums subject to the terms and conditions and allow you to increase your premiums and add lump sums. You can make monthly, quarterly, six monthly or annual contributions by bank standing order, visa and master card.

Investment flexibility

Offshore savings plans offer a wide range of funds and provide the freedom to easily switch between funds giving you the ability to tailor your fund selection to suit your ongoing savings requirements and attitude to risk. The investment flexibility also enables you as you near your chosen retirement date to switch to low risk fund options to preserve gains. A flexible approach to your teacher retirement plan.

Withdrawals

Offshore savings plans allow you to make partial withdraws and withdraw the full amount as a lump sum when you retire.

Your Teacher Retirement Plan is secure

Offshore savings plans provide a high level of client protection and confidentiality because your teacher retirement plan will be established in a highly regulated offshore centre.

Tax Savings

Offshore savings plan funds enjoy tax free growth and any growth in your investments will be added to your teacher retirement plan without any deduction of tax (with some exceptions in jurisdictions where withholding taxes imposed on dividends are not recoverable). You will also receive the proceeds of your teacher retirement plan, or any partial withdrawals, without the deduction of tax by the offshore company.

Contact us for for further advice

Advisor

Teacher Retirement Plan