Archive for the ‘Investment Property’ Category

Teacher Retirement Plan – Safe as Houses?

Housing Economist Martin Ellis comments:

“House prices in the three months to February were 1.1% lower than in the previous three months. There was a 0.5% decline in prices in February, largely offsetting January’s 0.6% rise.”

“Overall, prices nationally are at broadly the same level as last spring. This stability in prices is explained by the fact that market conditions have changed very little over this period with demand supported by low interest rates and supply remaining tight”

“Falling inflation should relieve some of the pressure on household finances over the coming months. Many of the economic statistics released in recent weeks have also been encouraging, suggesting that the UK may avoid slipping back into recession. These developments are positive for the housing market outlook. Significant uncertainties, however, persist and the prospects for house prices during 2012 will, to a large extent, depend on events in the Eurozone and the potential knock-on effects on the UK.”

Teacher Retirement Plan – Key Facts

House prices in the three months to February were 1.1% lower than in the previous three months. This was a little lower than in January (-0.9%) and the fifth consecutive month that this measure of the underlying trend has been slightly negative(0.1%).

On a monthly basis, house prices fell by 0.5% in February. This followed January’s 0.6% increase and continues the mixed monthly pattern seen over the past year.

Prices in the three months to February were 1.9% lower than in the same period a year earlier. This measure of the annual rate was little changed from the previous month (-1.8%) and has been between -1% and -2% for the last five months.

Nationally, the average level of house prices is very little changed to last spring. The UK average price in February, at £160,118, was similar to that in April 2011 (£160,393).

* The Halifax House Price Index is the UK’s longest running monthly house price series with data covering the whole country going back to January 1983. From this data, a “standardised” house price is calculated and property price movements on a like-for-like basis (including seasonal adjustments) are analysed over time. The annual change is calculated as an average for the latest three months compared with the same period a year earlier. These figures provide a better picture of the underlying trend compared to a monthly year-on-year number as they smooth out any short-term fluctuations.

Teacher Retirement Plan

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Housing Market Conditions

UK Housing market conditions changed only slightly over the past 12 months and market conditions have been largely unchanged since November 2010. This stability in the overall supply/demand balance in the market helps to explain the modest movement in house prices.

A Slight Rise in House Sales

The number of completed house sales has risen to its highest levels of 2011 in October and November. The number of sales in November 2011 was the highest since December 2009, at a seasonally adjusted 79,000. Despite these recent signs
of improvement, total sales in the first 11 months of 2011 were 2.5% lower than in the same period of 2010.

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Teacher Retirement Plan – Safe as Houses?

Housing Economist Martin Ellis comments:

“House prices in the three months to July were 0.5% higher than in the previous three months. This was the first increase in this key measure of underlying price movements for 14 months. Prices rose for the third consecutive month, increasing by 0.3% in July.”

“Overall, there has been little change in either the level of house sales or the number of properties on the market for sale since late 2010. These steady market conditions have helped to stabilise house prices in 2011 following last year’s modest decline.”

“This pattern is expected to continue over the rest of the year with little genuine direction in either house prices or sales. Sustained low interest rates and a slowly improving economy should help to support demand in the face of pressures from weak earnings growth, relatively high inflation and higher taxes.”

Teacher Retirement Plan – Key Facts

House prices in the three months from May to July were 0.5% higher than in the preceding three months. This is the first increase in this measure of the underlying trend since May 2010 (0.1%).

The average UK house price in July was marginally higher (0.7%) than in December 2010 on a seasonally adjusted basis, at £163,981.

On an annual basis, prices in July were 2.6% lower as measured by the average for the three months to July against the same period a year earlier. This was the second successive improvement in the annual rate from a low of -4.2% in May.

Little change in housing activity trend. The number of mortgages approved to finance house purchase – a leading indicator of completed house sales – increased by 4% between May and June to 48,421; the highest monthly total since May 2010. Despite this encouraging rise, the industry-wide number of approvals remains within the range of 45,000-50,000 per month where it has been since the beginning of 2010. Approvals in the second quarter were unchanged from the previous quarter on a seasonally adjusted basis.

* The Halifax House Price Index is the UK’s longest running monthly house price series with data covering the whole country going back to January 1983. From this data, a “standardised” house price is calculated and property price movements on a like-for-like basis (including seasonal adjustments) are analysed over time. The annual change is calculated as an average for the latest three months compared with the same period a year earlier. These figures provide a better picture of the underlying trend compared to a monthly year-on-year number as they smooth out any short-term fluctuations.

Teacher Retirement Plan

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Teacher Retirement Plan

A great addition to your Teacher Retirement Portfolio

Commercial Road Property, Melbourne

Centrally located between the St Kilda Road and Chapel Street Prahan, this boutique development offers the perfect “set and forget” investment.

With Fawkner Park just a short stroll away and the Alfred Hospital just down the road, property Investors will be looking at terrific rental tenancies and easily occupied. As an investment for your teacher retirement plan or a great place to retire.

Public transport a few hundred metres away and most apartments offer a single car park.

Due to commence later this year and settle early 2013, this offers the ideal opportunity to lock into todays market and prosper. Massive stamp duty savings of up to $20,000 and only 10% required now…..

Contact us for more information.

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Teacher Retirement Plan

Property Investment for your Teacher Retirement Plan

While many fortunes have been made and lost in the real estate business, many people overlook the value of real estate investing when it comes to their teacher retirement plan. There are many great ways that you can let real estate build a nice little nest egg for your teacher retirement plan and the sooner you begin the process the better.

While there are all kinds of stocks and mutual funds that confuse even the most intelligent among us, real estate is a pretty straightforward business to get into as part of your teacher retirement plan. The problem is that many people feel it is too risky. The truth is that there are many different types of real estate investing that all carry different risk to the buyer. One thing is for sure and that is that with proper care and attention properties tend to gain value over time rather than lose value. If you purchase properties today and properly maintain them, you can not only reap years of rental income while paying the mortgage on these properties but you can also find your retirement home and pay today’s prices for it rather than the prices of tomorrow. Shrewd advice for any teacher retirement plan.

When it comes to real estate it is always good to arm yourself with knowledge before taking any steps and you should carefully discuss your teacher reirement plan for your financial future with your trusted financial planner or advisor. The SCI Group can provide you with expert guidance when making plans and purchases that will affect your financial stability and security. They can also help you with the matters of taxation, cost analysis, estimated inflation, and the average rise in property value for an area.

The Right Property Investment advice for your Teacher Retirement Plan

As I mentioned before there are always risks when it comes to any sort of investing. The same holds true for real estate investing. Things can go wrong. On occasion you will find lemon properties, for this reason you need to have a complete and thorough inspection performed before you purchase the property. You should also make sure that you are aware of any state and local laws as they apply to landlords. For this reason it is a good idea to consult with a lawyer that specializes in this type of financial investing in addition to your trusted financial advisor.

Teacher Retirement Plan – Investment in Rental Properties

Rental properties aren’t the only way to build a property investment portfolio for your teacher retirement plan. There are all kinds of property investment opportunities for those that are willing to take the risk. When it comes to property investing, the greater risks often net the greater potential rewards. The thing you must remember is that you are gambling with your financial future. I tend to stick with rental properties as they are a fairly safe bet and actually pay for themselves over the years while building a nice nest egg for my future.

As you can see there are ample opportunities in real estate to create an outstanding financial teacher retirement plan for you and your family. The only decision you need to make is whether or not this type of investing is a good fit for your comfort zone.

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